Life Insurance

The greatest gift is leaving them protected

Life insurance makes sure your family can keep going: the mortgage, the studies, daily life. Options for every stage and budget.

  1. Insurance type
  2. Basic details
  3. Your info
What would you like to insure?

Let's talk about what nobody wants to talk about, calmly

Thinking about not being here isn't pleasant, but leaving your family without support is worse. The good news: life insurance costs less than most people think, especially if you start young and healthy. We explain the options without pressure, at your pace.

Our life insurance options

Three paths depending on your stage of life and your goal.

Term Life

High protection for a set period (10, 20, or 30 years) at the most affordable premium. Ideal while paying a mortgage or raising kids.

  • The most coverage for the lowest monthly cost
  • Terms that align with your mortgage or your kids' ages
  • Options to convert to a permanent policy

Whole Life

Lifetime coverage that also builds cash value you can use down the road.

  • Protection that never expires
  • Builds cash value over time
  • Fixed premium that doesn't rise with age

Final Expense

A small, easy-to-approve policy that covers funeral and final medical costs, so no debt falls on the family.

  • Simplified approval, no lengthy exams
  • Covers funeral and related expenses
  • Designed for older adults

Compare our coverages

A quick view of what each policy protects.

Compare our coveragesAutoHomeBusinessLife
Liability
Damage to your property
Protection for your family
Medical expenses
Income continuity
24/7 claims assistance

Why get your life insurance with Garrastegui?

No sales pressure

This is a family decision, not a quick sale. We explain options and amounts; you decide when you're ready.

Honest numbers

We calculate together what your family would truly need: debts, income to replace, and goals like education.

We stand with beneficiaries

If the moment comes, we help your family through the claim process, in their language and with patience.

For every budget

From very affordable term policies to permanent protection. There's always an option that fits.

Life insurance FAQs

A common rule is 7 to 10 times your annual income, but the right number depends on your debts, mortgage, and how many people depend on you. We calculate it with you in one short call.

There are options for almost every health condition, including simplified-approval policies. The cost varies, but an alternative almost always exists. Ask without hesitation.

It's a good start, but it typically covers only 1 to 2 times your salary, and you lose it when you change jobs. A policy of your own follows you wherever you go.

Term gives you maximum protection for a set period at the lowest cost. Whole life lasts your lifetime and builds cash value, with a higher premium. Many families combine both.

Generally, the death benefit is paid income-tax free to your beneficiaries. There are exceptions depending on structure; we help you set it up right from the start.

Give them the security they deserve

Quote your life insurance today. Tomorrow will thank you.

Free Quote