Commercial Property
Protects your space, equipment, inventory, and improvements against fire, theft, and covered risks.
- Building or leased-space improvements
- Equipment, machinery, and inventory
- Lost income from business interruption
Business Insurance
Years of hard work deserve serious protection
Commercial property, general liability, commercial auto, and more. Coverage tailored to your business, explained in your language.
- Insurance type
- Basic details
- Your info
Coverage shaped to your operation
A food truck, a barbershop, and a construction company don't run the same risks. We look at how your business actually operates and build a package that protects you from the lawsuits, damage, and losses that could really hit you.
Our commercial coverage options
The pieces combine based on your type of business.
General Liability
The coverage every business needs: protects you if a customer is injured or your operation damages someone's property.
- Third-party injuries at your business
- Damage to others' property from your operations
- Legal defense costs
- Often required by contracts and leases
Commercial Auto
For the vehicles that work with you: delivery vans, trucks, and fleets.
- Vehicles registered to the business
- Employees driving for work
- Meets legal and contract requirements
Commercial Umbrella
An extra layer of protection that kicks in when a claim exceeds the limits of your other policies.
- Extends your liability limits
- Protects business assets in large lawsuits
- Low cost compared to the protection it adds
Inland Marine (Equipment in Transit)
If your tools and equipment travel with you to every job, this coverage protects them outside your shop.
- Tools and equipment in vehicles and job sites
- Rented or borrowed equipment
- Ideal for contractors and mobile services
Compare our coverages
A quick view of what each policy protects.
| Compare our coverages | Auto | Home | Business | Life |
|---|---|---|---|---|
| Liability | ||||
| Damage to your property | ||||
| Protection for your family | ||||
| Medical expenses | ||||
| Income continuity | ||||
| 24/7 claims assistance |
Why insure your business with Garrastegui?
We get small business
We work with entrepreneurs like you every day. We know every dollar counts, and we quote with that in mind.
Certificates without delays
Need a certificate of insurance for a contract? We issue it fast so you never lose the opportunity.
Coverage that grows with you
When you hire, buy equipment, or open another location, we adjust your coverage so you're never exposed.
One point of contact
All your commercial policies with one person who knows your business inside out.
Business insurance FAQs
For most businesses, the foundation is general liability. Add commercial property if you have a location, and commercial auto if you have work vehicles. One call and we'll map the right minimum package for your case.
It varies by industry, revenue, and size. Many small businesses are surprised how affordable a basic liability policy is. Quoting is free and gives you the real number.
It's the document proving your business is insured. Landlords, corporate clients, and government contracts commonly require it. As our client, we issue it the same day you need it.
No. Employee injuries are covered by a separate workers' compensation policy. General liability covers third parties: customers, visitors, and others' property. We guide you on both.
Probably yes. Homeowners policies typically exclude business activity. If you keep inventory, receive clients, or provide professional services from home, there are specific, affordable coverages for that.
Protect the business you worked so hard to build
Free commercial quote, tailored to your operation.